Cosigner companies come in a few types
People use phrases like "apartment cosigner companies", "companies that cosign for apartments" and "best lease guarantor companies" for anything that helps them get into an apartment. Those businesses fall into a handful of types. The right one depends on what is standing between you and an approval.
The main types of cosigner companies
- Lease guarantor companies: national services that back a lease for a fee. A good fit for renters who mainly need help with credit or income at participating properties.
- Insurance-backed guarantor programs: similar backing provided through an insurance-style policy at participating properties.
- Deposit alternatives: products that lower move-in costs by replacing or reducing a security deposit.
- Apartment locators: help with finding and touring available apartments.
- Second chance approval services: built for renters whose history includes an eviction, a broken lease, an unpaid landlord balance or credit damage. This is Done Deal Cosign's specialty.
Which type fits your situation
If your history is clean and you only need a little help with credit or income, a lease guarantor company may suit you. If your goal is lower move-in costs, a deposit alternative may be the product.
If your past includes an eviction, a broken lease, money owed to a former landlord or credit damage, you want a company that specializes in exactly that. That is what we do every day in Houston.
Why second chance renters choose Done Deal Cosign
Done Deal Cosign has specialized in second chance approvals in Houston since 2014, and more than 10,000 renters have been approved through us. We work with 96 Partner Properties, most in Greater Houston, so we already know where a history like yours gets a real review.
A Counselor reviews your situation one-on-one, matches you with Partner Properties where applicants like you are considered, and Done Deal Cosign backs your application with the property. Our general guideline is two or fewer rental issues, and every case is reviewed individually. Some Partner Properties also review non-violent criminal records case by case.
- A real person reviews your history, not just a score.
- Local Counselors who know Houston properties.
- You choose your apartment from our Partner Properties.
- Bilingual Counselors available.
What it costs
You complete the qualifying forms first. If you are not pre-approved within 7 days, the Initial Fee is refunded. We also charge a Lease Assurance Fee. The amounts depend on your history and the Partner Property's rates, and we explain both before you commit.
Talk to a Counselor today
If your past keeps getting in the way, call 713-992-3000, fill out the form on this page or visit us at 4600 Hwy 6 N #102, Houston. A Counselor will tell you where you stand and which Partner Properties fit.
From our blog: Texas SB 38: What the New Eviction Law Means for Renters · Searches for Second Chance Apartments Have More Than Tripled Since 2022
Frequently asked questions
What are apartment cosigner companies?
Businesses that help renters get approved or lower what a property requires. They include lease guarantor companies, insurance-backed programs, deposit alternatives, apartment locators and second chance approval services like Done Deal Cosign.
Which cosigner company is best?
The best one is the one built for your situation. If you have an eviction, a broken lease or bad credit, a second chance approval service is built for you. Call 713-992-3000 to see where you stand.
Do you work with evictions?
Yes. Done Deal Cosign reviews evictions individually, with a general guideline of two or fewer rental issues.
Is a deposit alternative the same as a cosigner company?
No. A deposit alternative replaces or reduces a security deposit. Done Deal Cosign helps second chance renters get approved.
Is Done Deal Cosign a national company?
No. We are a Houston company focused on second chance approvals, with 96 Partner Properties, most in Greater Houston.
What does Done Deal Cosign charge?
An Initial Fee and a Lease Assurance Fee, based on your history and the Partner Property's rates. We explain them before you commit, and if you are not pre-approved within 7 days, the Initial Fee is refunded.
Do you speak Spanish?
Yes. We have bilingual Counselors. Call 713-992-3000 and ask for a Spanish-speaking Counselor.