Why this combination feels impossible
Most apartment screening systems score credit and rental history together. A low score plus an eviction usually returns a denial in minutes, before a person looks at your income or your explanation. Many people in this spot give up or pay application fees at several places and get denied each time.
The better move is to go where applications are reviewed by people, not only by software.
How Done Deal Cosign helps
Since 2014 we have helped more than 10,000 Houstonians get approved, many with exactly this combination. Our 121+ partner properties give us places to send you where a person looks at your whole story. A counselor reviews your situation, and you choose your apartment from the partners that fit.
If you are not pre-approved within 7 days, the Initial Fee is refunded.
- Tell us about your credit and the eviction.
- Complete the qualifying forms.
- Get your pre-approval decision and choose a partner property.
What we look at
Our general guideline is two or fewer rental issues. An eviction counts as one. Bad credit by itself does not usually count against that guideline, so many people with both still fit. If you have more rental issues than that, call us anyway and we will review your case individually.
Income matters a great deal here. The more steady and documented it is, the stronger your case. Be ready to share where your income comes from.
Costs
We charge an Initial Fee and a Lease Assurance Fee. The amounts depend on your rental history and the partner property's rates, and we explain them up front.
Learn more
If you want details on one part of your situation, see our pages on apartments that accept evictions and on bad credit apartments, or read the main guide to second chance apartments in Houston, all linked below.
What a first call looks like
When you call 713-992-3000 or send the short form, a counselor asks a few simple questions: where you are in your search, roughly when the eviction happened, what your income looks like and when you hope to move. There is no judgment in that conversation. Counselors hear this combination often, and the point is to understand your situation well enough to recommend the right partner properties. Bilingual counselors are available if you would rather talk in Spanish. If it turns out you need more time to get ready, we will say so honestly, so you do not spend money before it makes sense. Either way, you leave the call knowing your next step.
Frequently asked questions
Can I get approved with bad credit and an eviction?
Yes, it is possible at properties that review applications individually. Our partner properties are a good place to start.
Is it harder with both?
It is more challenging, but many of the people we help have both. Stable income and a clear explanation help.
How many rental issues are too many?
Our general guideline is two or fewer rental issues. Call 713-992-3000 if you have more.
How long does approval take?
You complete the qualifying forms first. If you are not pre-approved within 7 days, the Initial Fee is refunded.
What does it cost?
An Initial Fee and a Lease Assurance Fee, based on your rental history and the partner property's rates.
Can I choose my apartment?
Yes. You choose from our Houston partner properties.
Where is your office?
4600 Hwy 6 N #102, Houston.